Common Cents

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Common Cents is a student organization at the University of Pennsylvania and a national nonprofit seeking to empower college & underserved high school students with the knowledge to manage their money and reach financial independence. Our committees work together to hold events and workshops and create educational resources tailored to high school and college students.

Check out our Guide to CC below for more information about our committees!

Past Events

Points of Contact

Elaine Sun
Vice President - Marketing & Design
Ethan Blum
Gina Ryu
Vice President - Event Planning and Affairs
Juan Lopez Ramos
Vice President - Finance and GBM
Mehak Dhaliwal
Vice President - Content and Web/Tech & Analytics


Most Recent
Question: If I apply and get into a committee but later feel that a different committee would interest me more, can I transfer? - Anonymous

Probably. While we can't guarantee that you will be able to transfer committees, we will consider your performance in your current committee and do our best to make it work based on available space and the overall needs of Common Cents.

- Michael Sun
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Question: Where can I find the committee application link for spring 2022? - Anonymous

Hi! All relevant links can usually be found through our linktree and will be emailed to our listserv. Here is our application link for ease of access!

- Angelina Zhou
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Question: How often does the club meet for general body members? - Anonymous
We usually hold 1-2 events per month (excluding finals season). Make sure to follow our Facebook Page and join our listserv to be notified of upcoming events!
- Vivek Olumbe
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Question: What is the time commitment for committee members? - Anonymous
Committee members are expected to dedicate around 1-4 hours/week to the club. At a minimum, there is a club-wide meeting once a week that lasts between 30 minutes-1 hour. Additionally, most committees will also have weekly meetings that can range from 30 minutes-1 hour. Between meetings, committee members complete any assigned tasks and build out new initiatives.
- Angelina Zhou
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Question: Do you have to know about personal finance to join? - Anonymous
No! We encourage anyone and everyone to join as a general body member because personal finance knowledge is applicable to everyone, regardless of your background. We encourage all committee applicants to have some background in personal finance, but what we're looking for most is interest and passion. Committee members will definitely learn more as they become more involved in the club, so what's most important is that they will put in effort into their work at Common Cents, so they can learn and drive our mission. Even if you have very limited knowledge of personal finance, we encourage you to apply if you are willing to put in the time to learn more!
- John Ta
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Question: How has your model changed since COVID-19? - Anonymous
During the COVID-19 pandemic, all our events will be held virtually. However, the virtual environment allows us to hold intercollegiate events with our branches at NYU, Yale, and Hopkins.
- John Ta
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Question: How do you teach students personal finance? With classes or online webinars? - Anonymous
Common Cents aims to make personal finance interesting with activities like Kahoots, choose-your-own-adventure, jeopardy, and more (most of the time with a prize for winners!). We also forge innovation through interdisciplinary events like Masterchef when we had a live cooking demo and talked about meal prepping under a budget. Generally, we host a wide variety of events, including speaker events, informational classes, career panels, and online webinars. Because of the current virtual environment, all events for the fall 2020 semester will be virtual; however, we look forward to hosting more in-person events when we are back on campus.
- John Ta
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Question: Do you have branches at other colleges? - Anonymous

Yes! We currently have branches at FSU, Cornell, and JHU.

- Michael Sun
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Question: Why Common Cents? - Anonymous
Common Cents is Penn's first and only undergraduate personal finance club. We strive to teach our undergraduate peers as well as high schoolers personal finance topics in an engaging, informative way. Also new this year is our Common Cents Communities, where members can opt in to weekly socials with small group of other like minded peers!
- Hannah Xiao
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Question: Do you teach PF to both high school and college students, or just one of those? - Anonymous
We teach personal finance to both undergraduates and high school students! We hope to mend the financial literacy gap by making these topics inclusive for anyone curious about learning more. Personal finance is applicable to all people no matter age, major, or career choice.
- John Ta
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Question: What kind of events do you hold, and how does each committee help with them? - Anonymous
Every committee comes together to help design and execute events. For our latest series at the Wave Learning Festival, the content committee led the presentations, marketing and design worked together to create and distribute promotional material, and every committee member was invited to help moderate and speak at the classes. It truly was a group effort!
- Hannah Xiao
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Question: What is the recruitment process like step-by-step? - Anonymous
The recruitment process for committees begins with an online application form. Before interviews, we may hold coffee chats to get to know applicants better. Those with a strong application will be invited to a technical interview relevant to the committee they applied for, followed by a behavioral interview to determine if they are a good fit for the team.
- John Ta
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Question: What is the difference between the different types of members? - Anonymous
Common Cents has three types of members: 1) Executive board members: lead all the committees and help facilitate the growth of the organization. Exec members are promoted internally from committees. 2) Committee members: responsible for various roles in running the Penn organization. They support the exec and complete initiatives within their teams. Committee members are encouraged to come up with their own new initiatives as well. 3) General body members: students who are interested in personal finance and may be interested in coming to events and bonding with the Common Cents community to learn more and meet new people. Executive board and committee positions require applications and interviews. However, we encourage anyone interested to join our general body to learn more about personal finance at our events. General body members can always apply to committee positions at a later time if they wish to get more involved.
- John Ta
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Basic Info

44 Registered (20 - 50 Members)

Not Currently Accepting Members

Application and Interview Required

Both Semesters


How to Get Involved

To join a committee during the Fall and Spring recruitment periods, click the green Apply button at the top of our Penn Clubs page.

To become a GBMer, sign up for our listserv here.

Additional Pages