Jovan Mann

Ashleigh Huang

Gloria Cheng

Elaine Sun

Vice President

Ethan Blum

Gina Ryu

Juan Lopez Ramos

Michael Sun

President

Common Cents is a student organization at the University of Pennsylvania and a national nonprofit seeking to empower college &amp; underserved high school students with the knowledge to manage their money and reach financial independence. Our committees work together to hold events and workshops and create educational resources tailored to high school and college students.
<ins>Check out our Guide to CC below for more information about our committees!</ins>
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<ins>Past Events</ins>
<ul>
<li style="text-align: start;">Who Wants to be a Millionaire? Personal Finance Edition w/ Riepe College House: First-year residents at Riepe played Who Wants to be a Millionaire—with cash prizes, lifelines, and personal finance themed questions that touched on topics like budgeting, credit/debt, investing, insurance, and estate planning.</li>
<li>Winter is Coming—How to Survive the Cold Recession: Speaker Justin Winters, a Penn class of '05 alum with a CFA and CFP, financial advisor, and Managing Director at Treasury Partners, explained the role of macroeconomics on personal investing, and how to protect your assets during an economic downturn.</li>
<li>Credit Card Crash Course w/ AIS: Common Cents collaborated with the Association of International Students to deliver a credit card event, with special focus on optimizing one’s credit score, applying for an SSN/ITIN, and taking advantage of seldom-used rewards and benefits to get value from credit cards. This event was specifically targeted towards international students and the FGLI community.</li>
<li>The Power of Points—Why I Have 15 Credit Cards: Common Cents’ very own co-founder, John Ta (MLS '22), gave insider tips on what credit cards are, the best ways to optimize for rewards, and, most importantly, explained why he owns 15 cards at age 22.</li>
<li>D.C. Retreat: Members of Common Cents traveled to D.C. for a weekend. Social events like touring the National Mall, visiting the Smithsonian National Museum of Natural History, and getting lunch at North Italia allowed for members to bond and spend an enjoyable time together!</li>
</ul>

Angelina Zhou

John Ta

Advisor

Anonymous

Web/Tech & Analytics Committee Chair

Mehak Dhaliwal

Content Committee Chair

Melissa Domen

Finance Committee Chair

Yiling Sun

Caroline Chen

Member

Ffion Opare-Addo

Lalana Karri

Luke Trahan

Safiya Patel

Common Cents

Penn's first personal finance club

Being a member of Common Cents has taught me so much about credit cards and how to manage my money. I was also able to meet a bunch of cool people and the food selection for each meeting was also fantastic. I really liked the Masterchef crossover, the shakshuka was great!

Common Cents has allowed me to not only learn more about managing my own personal finances, but also meet incredible teammates and form bonds that go beyond the scope of our work. I've been able to spread financial literacy in a fun way to groups even beyond Penn, which has been a truly rewarding experience.

Common Cents Alumni